Are you self-employed and frustrated with high health insurance premiums?
You're not alone. For many entrepreneurs and self-employed individuals, health insurance through the marketplace is prohibitively expensive—especially if you don’t qualify for a tax credit.
You may have found yourself choosing a high-deductible plan or an HSA to save money, but then discovered how costly it is when you actually need to use it. If this sounds like you, there’s good news. You don’t have to settle for high premiums and plans that drain your bank account. I’m here to offer a better solution.
The Problem With Traditional Health Insurance Plans
Without an employer to offer health insurance, you’ve probably already discovered that navigating the health insurance landscape on your own can be confusing and frustrating. It might seem like your only options are:
Marketplace plans that feel overpriced unless you qualify for tax credits.
High-deductible or HSA plans that help you save monthly, but end up costing you thousands if something goes wrong.
Private plans with confusing benefits & high costs to utilize it for anything.
If you’ve been working with an agent, chances are they’ve only shown you what’s on the marketplace. And while they might have made it seem like you’ve seen all the available options, the truth is, you haven’t.
Here’s Where I Come In
My name is Eric Stephenson and I am the owner of Mission Essential Insurance. I have personally hand selected every carrier I represent; as a licensed health insurance broker with 8 years of experience, I’m here to guide you toward better coverage at a lower cost. I've helped 2,000+ individuals/ families find the best & most affordable health insurance options. Whether you qualify for a tax credit on the marketplace or not, I can offer exclusive plans that are ONLY available to the self-employed.
With these plans, your premiums are based on age and household size, not your income, and the coverage goes above and beyond what you’ll find on the marketplace. That means:
Nationwide PPO coverage through top providers like BCBS or PHCS
100% preventative care (something no other private plans offer)
Low copays and coinsurance for everyday medical services
All of this is designed to provide the peace of mind you need to focus on your business and your family—not worrying about your next medical bill.
Private BCBS PPO
Private PHCS PPO
Why Work With Me?
When you work with me, you’re not just getting a one-time insurance plan—you’re getting a broker for life. I’m here to support you, not just at the point of purchase, but throughout the life of your policy. That means if something changes, you can always come back for advice, new options, or help navigating claims. Many of my clients have returned to me year after year, even after exploring other options, because they know I have their best interests at heart.
I’m not just a broker; I’m your advocate. Whether it's saving you thousands on claims, walking you through the details of your policy, or ensuring you never have to switch plans year after year, I’m here to make sure your health insurance works for you.
Ready to Find the Right Plan? Here’s How It Works:
1. Let’s Talk
Book a quick call with me, and we’ll dive into your unique situation. We’ll discuss your current pain points, what you want out of your insurance, and what’s not working with your current plan.
2. Explore Your Options
I’ll walk you through the various options available, including marketplace plans (if you qualify for a tax credit) and exclusive private plans designed for the self-employed.
3. Choose What’s Best for You
Together, we’ll select a plan that offers the right coverage at the right price. I’ll handle the application process, and your new coverage can start as early as the 1st of next month—or even sooner if needed.
What Our Clients Say About Us
Don’t Settle for High Costs and Limited Coverage
You deserve better, and I’m here to help you find it. Stop overpaying for health insurance and start enjoying peace of mind knowing that you and your family are protected—without the financial strain.
Click the button below to book your free consultation today. Let’s get started on finding a plan that works for you.
